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UK Travel Insurance Tips |
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- · It is advisable to take out travel or holiday insurance in addition
to the cover provided by the E111 form that anyone can procure from the Post Office.
Very few countries will meet the full costs of medical care so you could get a
nasty surprise that travel insurance could prevent.
- · When buying a package holiday from a tour operator you are not obliged
to purchase travel insurance through them. Remember this and see if you could
find an equal but less costly policy elsewhere.
- The only way to ensure that you secure the best deal on the market
is by hunting through the policies on offer. Compare products and get a feel for
exactly what you want- then try to find that policy at the most reasonable price.
- Buying online is not only one of the most convenient ways to purchase
travel insurance- it is also one of the most cost-effective. Companies often offer
online discounts or simply lower their prices because of the lower overheads involved
in online business.
- By arranging your travel insurance as soon as your trip is booked
you can ensure that you will be covered for any cancellations or amendments.
- · Frequent travellers can benefit from taking out annual travel insurance.
If you travel more than twice a year then this is a good way to protect yourself
and your pocket; it will be cheaper than taking out individual policies.
- If you are planning on participating in any extreme activities whilst
you are away then it is a good idea to consult your insurer. You will need specialist
insurance to protect you for some dangerous sports.
- · Most travel insurance providers have twenty-four hour helplines for
claims and information. It is important that you have access to this number whilst
you are away- even if you do not require any help then you will need to report
any incident to your insurer as soon as possible.
- Whilst travelling it is important that you take the best care of
your possessions as if you are careless then you may be prevented from making
a claim.
- If an incident does occur whilst you are abroad then be sure to
keep all receipts, bills or other evidence to support your claim. It is a good
idea to speak to your insurance provider as soon as possible and ask for their
advice on how to proceed.
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